How Much Are Your Amex Points Worth?
Enter your balance to see the dollar value across different redemption methods.
Pro tip: Transferring to airline partners typically gives the best value, especially for premium cabin awards. ANA Mileage Club and Virgin Atlantic are consistently top picks for outsized value.
Amex Transfer Partners
All 20 Membership Rewards transfer partners with current ratios and estimated values.
Points Earning by Card
See earning rates and estimate your annual points haul.
Monthly Spending Calculator
Enter your typical monthly spending to see annual points earned.
Transfer Times
How long points take to arrive after initiating a transfer from Amex.
Important: Transfers are one-way and cannot be reversed. Make sure you have a specific redemption in mind before transferring. Transfer times can occasionally be longer than stated.
Frequently Asked Questions
How much is an Amex point worth?
Amex Membership Rewards points are worth approximately 2.0 cents each when transferred to the best airline partners. However, the value can range from 0.6 cents (statement credits) to 2.0+ cents (premium cabin awards via transfer partners like ANA or Virgin Atlantic).
What's the best way to use Amex points?
The best value comes from transferring to airline partners for premium cabin redemptions. Top picks include ANA Mileage Club for Star Alliance awards, Virgin Atlantic for Delta One or ANA flights, and Aeroplan for mixed-cabin awards.
Can I transfer points between Amex cards?
Yes, you can pool Membership Rewards points from multiple Amex cards into one account, as long as they are in the same person's name. Business and personal cards can be linked for transfers.
How long do Amex point transfers take?
Transfer times vary by partner. Avios programs (BA, Iberia, Qatar, Aer Lingus), Virgin Atlantic, Aeroplan, and Flying Blue transfer instantly. Most other partners take 1-2 business days. ANA typically takes 2-3 business days.
What is the best Amex card for earning points?
The Amex Gold is widely considered the best for everyday earning with 4x on dining and U.S. supermarkets. The Amex Platinum earns 5x on flights. The Business Gold earns 4x on your top 2 spending categories each month.
Start Earning Amex Points
The best Membership Rewards cards for building your points balance.
Amex Platinum
5x flights, premium travel perks, $695/yr
Amex Gold
4x dining & groceries, best everyday earner, $325/yr
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Start Earning Membership Rewards
The Amex Platinum and Gold cards earn up to 5x MR points on flights and 4x on dining.
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How to Maximize Your Amex Membership Rewards Points
Amex Membership Rewards is one of the most valuable transferable points currencies in the rewards ecosystem. With access to 17 airline and 3 hotel transfer partners, your points can unlock premium cabin flights and luxury hotel stays at a fraction of the cash price. The key to maximizing value is understanding which redemptions deliver the highest cents-per-point return.
How Much Are Amex Points Worth?
At their best, Amex points are worth approximately 2.0 cents each when transferred to top airline partners like ANA Mileage Club or Virgin Atlantic Flying Club. For context, 100,000 Amex points can get you a round-trip business class flight to Japan via ANA that would cost $5,000+ in cash. The worst redemptions, like statement credits at 0.6 cents, should generally be avoided.
Best Amex Transfer Partners in 2026
The most popular transfer partners for outsized value include ANA Mileage Club for first and business class to Asia, Virgin Atlantic for booking Delta One domestically or ANA routes, Aeroplan for flexible mixed-cabin Star Alliance itineraries, and Avios programs (British Airways, Iberia, Qatar) for short-haul flights and off-peak business class deals.
Amex Points vs Chase Points
Both programs are valued around 2.0 cents per point at their best. Amex has more airline transfer partners (17 vs 11), while Chase has the World of Hyatt partnership, which is the single best hotel transfer in the points game. Many collectors earn both currencies to maximize flexibility. The Amex Gold is arguably the best everyday spending card, while the Chase trifecta strategy excels for diversified earning.
Last updated: February 2026