How Much Are Your Chase Points Worth?
Enter your balance to see the dollar value across different redemption methods.
Pro tip: The single best use of Chase points is typically a transfer to World of Hyatt for hotel stays, where you can regularly get 2+ cents per point. For flights, transfer to airline partners rather than using the Chase Travel portal.
Chase Transfer Partners
All Chase Ultimate Rewards transfers are at a 1:1 ratio in increments of 1,000 points.
Points Earning by Card
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Monthly Spending Calculator
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Chase Trifecta Optimizer
The Chase Trifecta combines a premium Sapphire card with Freedom cards to maximize earning in every category. All points pool into your Sapphire account for transfers.
Optimal Card for Each Category
Your Trifecta Earnings
Enter your monthly spending to see how the trifecta performs vs. a single card.
Frequently Asked Questions
How much is a Chase point worth?
Chase Ultimate Rewards points are worth approximately 2.0 cents each at their best, typically when transferred to World of Hyatt. Through the Chase Travel portal, they're worth 1.25 cents (Preferred) or 1.5 cents (Reserve). Statement credits give just 1 cent per point.
What is the Chase Trifecta?
The Chase Trifecta is a strategy of holding the Sapphire Reserve (or Preferred) plus the Freedom Unlimited and Freedom Flex. Each card excels in different categories, and all points combine into one account for maximum flexibility.
Which Chase card should I get first?
Start with the Sapphire Preferred for its sign-up bonus and transfer access. Add the Freedom Unlimited for its 1.5x base rate, and the Freedom Flex for rotating 5x categories.
What are the best Chase transfer partners?
World of Hyatt (1.7 cpp) is the single best hotel transfer in the points game. For flights, Virgin Atlantic (1.8 cpp for Delta One), United MileagePlus (1.5 cpp), and British Airways Avios (1.5 cpp for short-haul) are top picks.
Can I transfer Chase points to another person?
You can transfer Chase points between household members who are both Chase cardholders. You can also transfer to any travel partner loyalty account, even if it belongs to someone else.
Start Earning Chase Points
The best Ultimate Rewards cards for the Chase Trifecta strategy.
Chase Sapphire Reserve
3x dining, 4x travel, 1.5x portal bonus, $550/yr
Chase Sapphire Preferred
3x dining, 2x travel, great sign-up bonus, $95/yr
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Start Earning Ultimate Rewards
The Sapphire Reserve and Preferred cards earn 3-10x points on travel and dining.
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How to Maximize Your Chase Ultimate Rewards Points
Chase Ultimate Rewards is one of the two most valuable transferable points currencies alongside Amex Membership Rewards. With 11 airline and 3 hotel transfer partners at 1:1 ratios, plus strong portal redemption bonuses, Chase points offer tremendous flexibility. The Chase ecosystem is also unique in its "trifecta" strategy, which lets you maximize earning across every spending category.
How Much Are Chase Points Worth?
At their peak, Chase points are worth approximately 2.0 cents each when transferred to World of Hyatt for hotel stays. For flights, transferring to Virgin Atlantic for Delta One or ANA awards regularly yields 1.8 cents per point. The Chase Travel portal provides a reliable floor of 1.25-1.5 cents per point depending on your card, making Chase points one of the most versatile currencies to hold.
Best Chase Transfer Partners in 2026
World of Hyatt stands out as the best hotel transfer partner in the entire points ecosystem. For airlines, Virgin Atlantic Flying Club unlocks excellent Delta One and ANA redemptions, while United MileagePlus provides reliable Star Alliance saver awards. British Airways Avios is ideal for short-haul flights, and Southwest Rapid Rewards is unbeatable for domestic travel if you have the Companion Pass.
The Chase Trifecta Strategy
The trifecta combines the Sapphire Reserve (or Preferred) for travel and dining at 3-4x, Freedom Flex for rotating 5x quarterly categories, and Freedom Unlimited for a 1.5x base rate on everything else. All points pool into the Sapphire account for transfer partner access, making this the most efficient multi-card earning strategy in the Chase ecosystem.
Last updated: February 2026