UK Credit Card Avios Comparison Calculator

Monthly Spending

General / Everyday

Groceries / Supermarkets

Travel / Transport

Dining / Restaurants

Annual spend: £18,000

Include welcome bonus (Year 1)

How we calculate: Avios valued at 1p each. Net value = (Avios earned x £0.01) minus annual fee. All UK cards shown with standard welcome bonuses. Boosted limited-time offers may be available. Companion voucher values vary greatly depending on the flight booked and are not included in the net value calculation.
Amex Gold: Earns bonus 5,000 MR at £10k spend and another 5,000 MR at £20k spend per year. MR transfers 1:1 to Avios.