23 Programs Covered

Miles to Dollars Calculator

Find out exactly how much your airline miles, hotel points, and credit card rewards are worth in cash.

Convert Miles & Points to Dollars

Select any loyalty program and enter your balance to see its cash value.

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All Programs Ranked by Value

Animated bar chart showing cents per point (cpp). Higher is better.

Quick Reference Table

Click column headers to sort. Values based on February 2026 estimates.

Program Type Value (CPP)

Frequently Asked Questions

What does cents per point (CPP) mean?

Cents per point is the industry-standard measure for point value. If a program is valued at 1.5 cpp, each point is worth 1.5 cents. So 50,000 points = $750. These values represent what experienced travelers typically get by redeeming for travel, not cash-out or gift card options.

Why are hotel points worth less?

Hotel loyalty programs issue far more points per stay and through credit card earning, so each individual point is worth less. Hilton at 0.5 cpp seems low, but you earn points much faster. World of Hyatt is the exception, with a higher per-point value because Hyatt issues fewer points.

Are these values guaranteed?

No. These are average values based on typical good redemptions. You can get more or less depending on how you redeem. Premium cabin flights and aspirational hotel stays tend to yield above-average value, while cash-out options give below-average value.

How much are 50,000 airline miles worth?

It depends on the airline. 50,000 Alaska miles are worth about $900, 50,000 American miles about $850, 50,000 United miles about $750, and 50,000 Delta miles about $625. Use our calculator above for exact values across all programs.

Which airline miles are the most valuable?

Alaska Mileage Plan (1.8 cpp) and ANA Mileage Club (1.8 cpp) are the most valuable airline miles. Among all programs, Bilt Rewards (2.2 cpp) and Chase Ultimate Rewards (2.0 cpp) rank highest.

Earn More Miles & Points

The best co-branded and transferable cards to grow your balances faster.

Citi AAdvantage Platinum Select

Earn American Airlines miles on everyday spending

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Amex Delta SkyMiles Platinum

Earn Delta miles with Companion Certificate

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Chase United Explorer

Earn United miles, free checked bags, lounge passes

Apply

Chase Southwest Priority

Earn Rapid Rewards, path to Companion Pass

Apply

Marriott Bonvoy Brilliant

6x at Marriott properties, free night award

Apply

World of Hyatt Credit Card

4x at Hyatt, free night annually, elite status

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Maximize Your Miles

Earn valuable transferable points with American Express Membership Rewards.

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How We Calculate Miles and Points Value

Converting miles and points to a dollar value is essential for making smart redemption decisions. Our calculator uses industry-consensus valuations based on what experienced travelers typically get when redeeming through the best available options. These values are not what you would get by cashing out points, but rather what they are worth when used optimally for travel.

How Much Are Airline Miles Worth?

Airline miles are generally worth between 1.2 and 1.8 cents each. The most valuable are Alaska Mileage Plan and ANA Mileage Club at 1.8 cpp, followed by American AAdvantage at 1.7 cpp. Delta SkyMiles (1.25 cpp) tend to be the least valuable among US carriers because Delta uses dynamic pricing that makes sweet-spot redemptions harder to find.

Hotel Points vs Airline Miles

Hotel points are worth less per-point than airline miles (typically 0.5-1.7 cpp vs 1.2-1.8 cpp), but hotels award points much more generously. World of Hyatt at 1.7 cpp is the clear standout in hotel loyalty. Hilton (0.5 cpp) and IHG (0.5 cpp) have the lowest per-point value, but their generous earning rates and frequent promotions can still make them worthwhile.

Credit Card Points: The Best of Both Worlds

Transferable credit card points (Amex, Chase, Citi, Capital One, Bilt) offer the highest values because they can be transferred to whichever airline or hotel partner offers the best deal at the time. Bilt (2.2 cpp) leads the pack due to its unique access to both Hyatt and American Airlines, while Chase and Amex (both 2.0 cpp) are the most established programs with the widest partner networks.

Last updated: February 2026